I recently watched an expat in Hawally spend his entire lunch break standing in a physical queue just to check a transaction history. It was painful to witness. Let’s be real: if you are still visiting branches for basic tasks, you are effectively burning your most valuable asset—time. The CBK mobile app has transformed from a simple balance-checker into a high-powered financial command centre that makes the old way of banking look prehistoric.
Our goal is simple: we want to ensure you never have to stand in that lunch-break line again. This guide breaks down how to master the app, from the initial mobile app download to executing complex international transfers.
What is the CBK mobile app?
The CBK mobile app is the official digital banking platform for the Commercial Bank of Kuwait (Al-Tijari). It provides 24/7 access to account management, biometric login, WAMD instant payments, and Civil ID updates. The app is designed for secure, cardless transactions and is available on iOS, Android, and Huawei devices.
The CBK mobile experience is tailored for the high-speed lifestyle of Kuwait. Whether you are a student in Kuwait City or a professional in Salmiya, this tool puts every Al-Tijari service in your pocket. It’s not just about checking numbers; it’s about control.
Why choose mobile banking in Kuwait with Al-Tijari?
Mobile banking in Kuwait via the CBK app offers localised features like WAMD for instant KD transfers using just a mobile number. It supports six languages, including Hindi, Tagalog, and Urdu, making it the most accessible financial tool for Kuwait’s diverse expatriate population seeking reliable remittance and bill payment services.
Let’s be honest, most mobile phone apps in Kuwait are clunky. CBK, however, has leaned into “CBK Vision,” a tech-forward approach that includes Apple Vision Pro compatibility and sleek card designs.
- WAMD Instant Payments: Send money to friends using only their phone number.
- Multi-Language Support: Navigate easily in English, Arabic, or your native tongue.
- Tijari Wallet: Use NFC for “frictionless” in-store payments via Android devices.
- Biometric Security: Access your funds via Face ID or fingerprint recognition instantly.
How to complete your CBK mobile app download and registration?
To start, visit the Apple App Store, Google Play, or Huawei AppGallery to search for “CBK Mobile.” After the mobile app download, open the app and select “Register.” You will need your ATM card number, PIN, and Civil ID to create a unique User ID and a secure 12-character password.

Setting up Kuwait CBK services is straightforward, but don’t skip the details. Here is the kicker: you can even open a new account entirely through the app by recording a 10-second selfie video. No paperwork, no awkward branch visits.
- Download: Get the latest version (9.1.98 or higher).
- Input Details: Enter your 16-digit debit card number and PIN.
- KYC Update: Use the “Update KYC” button before logging in to refresh your Civil ID data.
- Secure: Set up your “Optic ID” or “Touch Login” for faster future access.
How do you resolve CBK mobile app login issues?
Login issues are usually caused by a locked User ID or expired Civil ID information. You can resolve this by selecting the “Unlock User” option on the login screen or by using the “Update KYC” feature via Kuwait Mobile ID (Hawyti) integration to refresh your legal status with the bank.
If the app feels “trash” because it won’t let you in, check your Civil ID first. In Kuwait, your digital life is tied to your residency. If your PACI data is old, the app will freeze your access for security. Use the built-in live web chat if you’re stuck; the 2026 update significantly improved response times.
FAQ
Can I use the CBK mobile app on multiple devices?
Yes, you can register and manage multiple devices through the “Device Management” settings within the app to ensure your account remains secure while staying accessible.
What should I do if I forget my User ID or Password?
On the main login screen, tap “Forgot User ID” or “Forgot Password.” You will need your ATM card and the OTP (One-Time Password) sent to your registered Kuwaiti mobile number.
Is there a limit for international transfers on the app?
Standard limits apply, but you can request an increase directly through the app’s “Service Requests” section or by submitting an electronic form within the “Extra” menu.
Can I deposit cheques using my phone?
Yes! The app features a cheque-scanning tool that allows you to deposit Al-Tijari cheques by simply taking a high-quality photo of the front and back.





